Zilch – what is Zilch? It’s a virtual card that allows you to buy now, pay later (BNPL) at thousands of retailers, including Amazon, eBay, AliExpress and Nike.
Some stores charge a fee of £2.50 when you use Zilch, while with others, it’s free for you (and the store pays Zilch a commission).
Get £5 in Zilch Rewards for each friend you refer
Let your friends know about Zilch. If they sign up, they’ll get £5 worth of Rewards and once they’ve made their first purchase, you’ll get £5 too. Send them your unique referral link so they can sign up and enjoy! 18+ UK Residents Only. You can get more info and sign up here. (Please note – this amount may have changed since we published this article. You should check the Zilch website to see what the current offer is.)
Information from the Zilch Website*
We have thousands of online stores with zero fees on our app – all you need to do is enable your card. And because we’re a Mastercard, you can pay over time anywhere else – online or in-store – for a small fee up to £3.00. Pay over 6 weeks with zero interest.
The Zilch Virtual Mastercard
We link directly to your bank account to give you the flexibility to pay over time or pay in full to earn Rewards.
Even better, using our app gets you more deals and higher rewards.
Shop anywhere Mastercard is accepted. Buy now and pay later over 6 weeks. Or Pay now and get up to 5% back instantly.
Big deals.
Save money at your favourite stores with Zilch voucher codes.
Snooze instalments.
Need more time to pay? Tap Snooze and you’ll get four extra days to pay.
Manage payments.
Get a clear history of all your purchases with one tap and track all your ongoing payments.
Get the help you need.
Our dedicated Customer Support team are on hand to answer all your questions.
Pay now for Rewards.
Get up to 5% back in Zilch Rewards when you shop online by searching our app for your chosen store and enabling your card to Pay now before checkout.
Pay anywhere else with your Zilch card to receive 0.5% back in Rewards.
From 22.6% APR Representative
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. T&Cs apply Representative Example: 22.6% APR Representative (fixed) based on total spend: £230 (+£4.77 fees). Total repayable: £234.77 paid over 6 weeks, 1st payment £119.77, then 3 payments of £38.33 every 2 weeks.
*Please note, we can not be held responsible for changes made in the information supplied from the Zilch.com website since we published this article. You should check the website directly if you wish to ensure that the data is current.